Financing Options


Choose the finance option that suits you!

Mortgages for North Gate Gardens are available from Stanbic, and can be arranged through Pam Golding Properties, the exclusive sales agents for the housing development. Contact us today to apply for a home loan to purchase your affordable new home!

Key home loan features:

  • Minimum loan amount of K180m
  • No maximum loan amount
  • Repay the loan over a period 20 years
  • Repayments are monthly and are up to 35-40% of your salary
  • You can borrow up to 85% of the purchase price (85% loan-to-value)
  • Short-term and life insurance are required
Mortgages by Stanbic Bank


  • Letter from employer (at least one year of continuous employment)
  • Proof of address
  • Proof of income (payslip, rental income, directors fees, other sustainable income)
  • Proof of identity (NRC or Passport)
  • Marriage certificate (joint applicants)
  • Aged 21-55
  • Letter of offer from Pam Golding/NHA-CJI
  • Certified copy of title deed
  • Valuation report from bank approved valuers
  • Non Stanbic account holders will need six months bank statements and two passport size photos

Visit the show home or call Pam Golding Properties on 0965 79 79 11 to learn more, and sign up to our mailing list to stay informed as new phases of this housing development are opened.

Make An Enquiry

Your next home could be in this new community!

Visit the Show Home:

Kasangula Road,
off Great North Road, Lusaka

Call the enquiry hotline:

+260 965 850 323

Make An Enquiry Today by clicking here

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